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In the IRS’s own words · not reviewed by VALID

LT24 notice explained, in the IRS’s own words

We received your payment plan proposal to pay the tax you owe; however, we need more information from you to establish an installment agreement.

Read the full LT24 page on irs.gov ↗

Quoted from www.irs.gov/individuals/understanding-your-lt24-notice, read October 15, 2026 · fingerprint fd6198779226 · 2 lines left out here (see irs.gov)

What this notice is about

We received your payment plan proposal to pay the tax you owe; however, we need more information from you to establish an installment agreement.

What you need to do

  • Complete your payment plan application by taking one of the following actions by the date shown on your notice. Complete and submit Form 9465, Installment Agreement Request. You can mail us your completed Form 9465 to the address shown in the “Additional Information” section of your notice.
  • Call us at the telephone number on your notice. Make sure to have your income and expense information available when you call.

If you’re no longer interested in a payment plan, pay your balance in full to avoid paying more in penalties and interest.

Frequently asked questions

Is there a fee for setting up an installment agreement? (updated Sept. 11, 2024)

Learn more about payment plan costs and fees.

What will happen if I don't have my income and expense information when I call you? (updated Sept. 11, 2024)

We can't set up an installment agreement without the information and won’t wait on the line while you find your information. Be sure to have everything you need prior to calling.

What happens if I don't respond to this notice or don't pay by the date shown on my notice? (updated Sept. 11, 2024)

We may pursue enforced collection action to collect the amount due including the filing of a Notice of Federal Tax Lien, or garnishment of your wages or other income sources or bank accounts. It can affect your ability to get credit.

If the amount you owe includes a shared responsibility payment, the law prohibits us from using liens or levies to collect that portion of your liability.

Questions about this notice?

Live chat available

Individuals only. For businesses, please call the number on your notice.

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What to do next

  • Write down the date on the letter today.
  • Look the number up on irs.gov yourself. Don’t trust a link or phone number from anyone else.
  • If it says you owe money or proposes changes to your return, take it to a licensed CPA, EA or tax attorney before that date.

Not advice. Not a filing. Verify with a licensed professional. Rules change by year and facts.

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