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In the IRS’s own words · not reviewed by VALID
CP53D notice explained, in the IRS’s own words
You requested that we direct deposit your tax return refund, but we’re issuing you a paper check instead.
Read the full CP53D page on irs.gov ↗
What this notice is about
You requested that we direct deposit your tax return refund, but we’re issuing you a paper check instead.
What you need to do
- If you filed this tax return, you’re not required to do anything at this time.
- If you didn’t file this tax return and you believe someone is using your personal information, to file the tax return, you should report the misuse to us by submitting Form 14039, Identity Theft Affidavit PDF, or a police report indicating identity theft as the issue. Send either of these documents to the IRS address in the Form 14039 instructions.
You may want to
- Consider requesting and using an IRS Identity Protection PIN (IP PIN), which can help prevent misuse of your taxpayer identification number.
- Monitor your financial accounts to determine if you’ve been the victim of non-tax fraud. You can find more information at the Federal Trade Commission’s ID Theft page.
- Track your refund on the IRS website.
Why am I receiving a paper check?
We limit the number of direct deposit refunds to the same bank account or on the same pre-paid debit card. Also, we can’t deposit any part of a tax refund to an account that doesn’t belong to you.
Will calling the IRS give me additional information or allow me to get my refund sooner?
Unfortunately, calling the IRS won’t speed up your refund. You don’t need to call us unless we ask you to do so. If we need more information to process your refund, we’ll contact you by mail. Our telephone assistors cannot provide any additional information.
Tips for next year
Never direct your refund to an account that belongs to a relative, friend, or tax return preparer.
If you’re using a family financial account, you may want to consider alternatives or be aware that you will receive a paper refund if your refund is the fourth one being sent to the account or to a pre-paid debit card.
What to do next
- Write down the date on the letter today.
- Look the number up on irs.gov yourself. Don’t trust a link or phone number from anyone else.
- If it says you owe money or proposes changes to your return, take it to a licensed CPA, EA or tax attorney before that date.
Not advice. Not a filing. Verify with a licensed professional. Rules change by year and facts.