“The IRS won't let you pay what you owe over time.”

What the law says

The IRS may agree in writing to let you pay tax in installments when it decides that will help it collect.
For an individual income tax balance at or under a limit set in the statute, not counting interest and penalties, the IRS must accept a full-payment installment agreement if you meet the statute's conditions, including having filed your returns in the previous five years.

Source: IRC §6159. Read the full rule, with the law quoted

Not advice. Not a filing. Verify with a licensed professional. Rules change by year and facts.

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